The Short Answer
Set up BOTH Alipay and WeChat Pay at home before boarding—airport Wi-Fi is slow for SMS verification. Single transactions under ¥200 waive the 3% international card fee.
- ▪Transactions under ¥200 have 0% fee; over ¥200 incurs a 3% foreign card fee. High-end hotels and malls also accept physical Visa/Mastercard.
- ▪Metro & Ferry QR: Tap “Transport” on Alipay home screen → Select Shanghai → Scan QR at any subway gate or ¥2 river ferry.
Show-to-Staff Card
您好，我用的是绑定国际信用卡的支付宝/微信，请问扫您的码还是您扫我的付款码？
Show Cashier: Do I scan your QR code, or do you scan my payment code?